Somewhere in Ireland, three women are standing gossiping – each has their daughter with them – when they are spotted by the local priest.
He strides up to them and declares “Ah, just the people I want to talk to. I’ve a few things I need to discuss.”
He continued. “Mrs O’Leary. I think your attitude to money is disgraceful. Why, you’ve even named your daughter Penny.”
“And you Mrs O’Conner. Your drinking habits need sorting out. You’ve even called your daughter Chardonnay.”
At this point, the third woman turns to her daughter and says “Come on, Fanny1. I’m not standing here to be insulted.”
1. The third woman is obviously thinking of the British slang (the female genitalia), not the American.